Cash Discount Program
Paybotx Cash Discount Program is a way for you, as a merchant, to save money on all your current merchant service fees without increasing your overall rates. It is a method of implementing a service fee to all customers, while giving a discount to those who pay with cash.
Therefore, your posted rates now become the rate for those who pay with cash. Those customers who pay with cash avoid the service fee, and all others will see a line item added to their receipt. It is our proprietary technology that allows this to happen and keeps you within the guidelines of Visa, MasterCard, and processor regulations.
To inform customers, Paybotx provides free customized Cash Discount Program signage for the front door and register of your business.
How It Works
We simply set you up with our proprietary terminal, that allows you to add a 4% service fee for customers paying with credit or debit cards. If the customer pays with cash, then they save on the 4% discount fee. It really is that simple, call us today and start saving thousands on your monthly credit card fees!
Why It Works
Credit card companies give consumers 3-5% cash back rewards. Consumers understand and support your small business through inflation. Consumers are not paying the fee, the credit card companies are.
A cash discount program is a legal way for businesses to reduce their payment processing fees by offering a discount to customers who pay with cash. When a customer chooses to pay by card, a small service fee is added to their total. If they pay with cash, they receive a discount equivalent to that fee. This approach encourages cash payments, helps businesses retain more revenue, and keeps pricing transparent for customers.
Yes, the cash discount program is completely legal in New Jersey and across the United States, as long as it is properly disclosed to customers and implemented in compliance with federal regulations. At 4TenATM LLC, we ensure your business is fully compliant with all relevant laws and guidelines. We provide you with the right signage, receipt formatting, and point-of-sale setup to make the process simple and worry-free.
Each time a customer uses the ATM placed in your location, they are charged a small transaction fee. A portion of this fee—known as the surcharge—is paid directly to you. This allows you to earn passive income simply by hosting the machine. The more foot traffic your business gets, the more you can earn. It’s a great way to generate extra revenue while offering convenience to your customers.
None at all. When you partner with 4TenATM LLC, we take full responsibility for maintaining and servicing the machine. This includes loading cash, performing technical repairs, software updates, and responding to any service issues. You don’t need to lift a finger—we manage the equipment while you enjoy the benefits and income it brings.
In most cases, we can install an ATM or BTM at your location within 7–10 business days from the time you sign up. This timeline includes site evaluation, installation scheduling, and setup. We aim to make the process seamless and fast, so you can start benefiting as soon as possible.
Getting started is simple. Just contact us through our website or by phone to request a free consultation. We’ll review your business needs, explain your options, and walk you through the setup process. Whether you're interested in an ATM, BTM, or cash discount program, our team will tailor a solution that fits your goals—and we’ll support you every step of the way.